Zhejiang guarantees the storm again, Hangzhou Furniture Chamber of Commerce is lying in the gun

Recently, a news about "Zhejiang 600 private enterprises seeking help from the government" exposed the industry guarantee crisis , and also put Hangzhou furniture enterprises on the cusp. In response to the storm in Hangzhou's guarantee circle, on the afternoon of July 18, the Securities Times reporter went to the Hangzhou Furniture Chamber of Commerce to interview Yang Xiaoming, secretary-general of the Hangzhou Furniture Chamber of Commerce, and Li Jianfeng, deputy secretary-general. This is the only time they have received an exclusive media interview this year.

At the same time, this is also the second time in a month that the Securities Times reporter contacted the Hangzhou Furniture Chamber of Commerce: On June 19 this year, the reporter asked the Deputy Secretary-General Li Jianfeng for the guarantee crisis of the Hangzhou furniture industry. He told reporters at the time: "The crisis of guarantee is already being solved and the situation is getting better."
Hangzhou Furniture Chamber of Commerce lays in the gun <br> Recently, online rumors have been made that 600 well-known private enterprises in Hangzhou recently joined the Zhejiang government for help, and urged the government to help them overcome the difficulties faced by banks in attracting loans and lending. The main body of the joint letter is "Hangzhou Furniture Industry Association".
As the secretary general of the Hangzhou Furniture Chamber of Commerce, Yang Youming is undoubtedly in a whirlpool. “Which there is a furniture industry association in Hangzhou, in the furniture industry in Hangzhou, only the Hangzhou Furniture Chamber of Commerce, there is no such organization as the Hangzhou Furniture Association. There is a problem with the source of the news.” The Hangzhou Furniture Industry Association’s rumored online submission to Hangzhou’s top management The news of the emergency report, Yang Youming is very angry.

His anger is not only because of the discrepancies of the report itself, but also because it has caused tremendous pressure from the outside world. "In the past two days, many Hangzhou furniture companies have reflected that the banks are calling the relevant companies one by one according to the blacklists reported in the report, and there is no guarantee crisis." Yang Youming said.

During the interview, there were also external calls coming in. Among them, including a well-known company because of the security crisis exposed recently, they want to take the opportunity to come to the acquisition and merger.
According to reports, the crisis of guarantees affecting the furniture industry in Hangzhou has indeed existed. The starting point of the incident is also as stated on the Internet: At the end of last year, Tianzhu Construction of Tianfeng Group was in a hurry due to illegal operation of funds, and a furniture company in Hangzhou and Tianzhu were built as mutual insurance companies. Therefore, the furniture company was listed as a key by the bank. Follow the list.
In January of this year, the above-mentioned companies were collected by the Construction Bank, and other banks also stepped up the pace of collection. The above-mentioned furniture enterprises have mutual protection with many Hangzhou furniture enterprises, which makes Hangzhou furniture enterprises suddenly fall into a difficult situation.
"However, this is still a matter of March. How could it be a joint letter in the past? The outside world has made a mistake in the time of the crisis." Yang Youming said.

The guarantee crisis is already being resolved <br> A month ago, the reporter first contacted Li Jianfeng, deputy secretary general of the Hangzhou Furniture Chamber of Commerce. On June 19th, it was rumored on the Internet that “600 Hangzhou enterprises were involved in the chain of guarantees in Hangzhou”, and the enterprises involved were also the furniture industry in Hangzhou. At that time, the reporter confirmed to Li Jianfeng that he said that the crisis of guarantees is already being resolved and the situation is improving.

Then, this online rumored that "Zhejiang 600 private enterprises urgently seek help from the government" is a sudden change in the Zhejiang guarantee circle?
On July 18, the reporter learned from the Zhejiang Provincial Financial Office that the guarantee crisis involving the Hangzhou Furniture Chamber of Commerce did exist, and it was indeed handled by the Zhejiang Provincial Financial Office. However, the handling of this crisis has already begun, according to the territorial principle of the enterprises involved. The solution has been deployed. In other words, the Hangzhou Furniture Chamber of Commerce and the Zhejiang Provincial Financial Office basically agree.
At the same time, the reporter received a "Hangzhou Municipal Banking Coordination Main Spirit": On May 31, the Secretary-General of the Hangzhou Municipal Government, Zhao Likang, was entrusted by Vice Mayor Xu Wenguang to preside over the government of Hangzhou's furniture industry. Silver Coordination Meeting, the meeting first heard the director of the Municipal Economic and Information Commission Zhao Jilai, the director of the Municipal Financial Office, Mr. Qi Suqin, the leaders of the People's Bank of China Hangzhou Branch, the Provincial Banking Regulatory Bureau, and the Provincial Financial Office spoke separately, representatives of the district/county (city) government Made a statement.

"This coordination meeting is a special meeting of the Zhejiang government on the basis of the demands of the enterprises involved in the case. At the forum, the Hangzhou Municipal Government and the banks have expressed their views on the Hangzhou furniture industry. Will continue to support." Informed sources told reporters.
It is reported that at the forum at the time, the two sides reached a consensus on "the combination of silver and enterprises and the development of difficulties", that is, in helping enterprises to tide over the difficult development, they adhered to three principles: one is to seek truth from facts and focus on enterprise development; In the same way, the development of joint efforts; the third is territorial-based, the combination of blocks, and jointly promote the development of the real economy.
Under the guidance of these principles, the Hangzhou Municipal Government requires banks not to arbitrarily prosecute and seize entities and their assets to prevent panic. At the same time, it is required to set up a firewall to support the development of quality enterprises. For enterprises with good production and operation, if they are affected by the issue of mutual insurance, the relevant financial institutions shall, in coordination with the relevant district and county governments, ask the relevant financial institutions to distinguish the essence of the enterprise and set up a firewall to prevent the development of quality guarantee enterprises from being affected.
Will use data to refute the crisis theory <br> It is undeniable that the guarantee crisis is indeed affecting the Zhejiang furniture industry.
The furniture industry in Hangzhou ranks among the best in the country. In April this year, after many years of hard work, the Hangzhou Municipal Government finally won the “China Office Furniture Industry Base” awarded by the China Light Industry Association. This is the only place in the country.
It is reported that in order to build an industrial base, various enterprises under the Hangzhou Merchants Organization have selected sites in various districts of Hangzhou and collected millions of funds. However, this security crisis has caused the construction of industrial bases to be basically stagnant.
In order to cope with this crisis, many enterprises in the furniture industry in Hangzhou are carrying out slimming, transformation and upgrading. "As far as slimming is concerned, our office furniture is a professional manufacturer. But in the past few years, because of market demand, some have made product extensions and developed civilian products. Now when we encounter this environment, we can only cut a few. More focused on professional development." Yang Youming said.
Enterprise self-rescue is only one of them. More importantly, since the government delegation held the government and silver coordination meeting on May 31, the government and banks have changed their attitude towards the Hangzhou furniture market.
In addition to the two heads of the Hangzhou Furniture Chamber of Commerce, during the visit of the reporter, a number of furniture manufacturing companies confirmed to the reporter that the bank did indeed follow the advice reached by the coordination meeting, “Do not accept loans for companies with good production and operation, no Pressure on loans, without changing the form and conditions of guarantees, the banks that have received loans are required to continue to lend according to the actual operating conditions of the enterprises, and support the needs of the company's working capital." Therefore, the furniture merchants interviewed feel that the recent online rumors of the crisis theory It's a bit exaggerated.
Yang Youming said: "Our company itself is very good. To be honest, many companies have no time to make orders. The biggest thing that is lacking now is money. If the bank does not give you the loan, then it is really panic."
For example, Zhejiang native furniture manufacturer Xilinmen had a total revenue of 838 million yuan last year and a net profit of 87.87 million yuan. In the first half of this year, the company achieved operating income of 380 million yuan and net profit of 34.4 million yuan. The financial report showed that the company's accounts receivable and asset-liability ratio did not change significantly, but the cash flow from operating activities was -33.75 million yuan.
"In the past two days, the Chamber of Commerce is collecting the operation of the first half of the year from members. In a few days, we will report the statistics to the society and use the data to respond to the so-called crisis theory." Yang Youming said.

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