What are the Pos machine agent traps and problems?

When we move from one industry to another, we all worry that we will suffer losses or detours. The Pos machines belong to the financial industry, so they will be more alert and cautious to those who have not been in contact with this industry.

First, channel and platform traps. There are three main platforms in the market:

Banking POS: State-owned or commercial banks' direct-connect POS machines;

Third-Party Payment POS Machine: All non-financial institutions third-party payment companies that meet the requirements of the Central Bank;

Silver contact POS: Rely on the acquirer of China UnionPay’s settlement platform.

The difference between a third-party company and UnionPay Direct is:

Small ticket name: The company name displayed by the three companies; UnionPay channel display: China UnionPay;

Flow of funds: The tripartite company first arrives at the company account → UnionPay settlement → merchant binding card.

The UnionPay channel goes directly to the CUP settlement → merchant binding card. Now some third-party companies will falsely claim that they go directly to the UnionPay channel. Now, only the UnionPay direct operator is the UnionPay channel. Others say that they are taking the China UnionPay channel directly.

Second, rate traps. Now many companies will attract merchants at a low rate, but whether or not the implementation is safe will directly affect the interests of merchants. If they are implemented in a coded manner, they can easily be taken by China UnionPay. Supervision, UnionPay will judge according to the credit card slot time and credit card amount, then the direct consequence is to close the account and freeze accounts for a period of time. After closing the phone, in addition to affecting the merchants, it will also affect the reputation of the merchants. The legal method is the low rate that the operator gives up by subscribing to his own part. This requires the operator to have a certain amount of financial resources. For merchants, handling low-cost POS machines of the three parties requires some risks. If you plan to be an agent, be sure to ask how the low rates are achieved.

Third, when it comes to subordinating traps, when consulting the policy of subcontracting, we should not only pay attention to the level of sub-runs, but should pay attention to how long the sub-run cycle is, whether it is one month, one quarter, or one year. In addition to the cycle, we must ask clearly. It is best to determine the day of the month when the arrival stability of the sub-runs. Acting as a Pos's agent is mainly to enjoy the subsequent sub-run, so the sub-run can not be the agent's hand is the most important problem. The problem of stability in distribution is also a problem that many companies want to enter the Pos-Agent industry.

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