In today's changing electronic payment industry, how to ensure the safety and reliability of payment terminal products, and to respond to the trend of no card payment in the payment market with innovative thinking, technology and applications, has become a topic of increasing concern. To this end, our correspondent interviewed Yuan Jiansong, general manager of Aiweier Electronics Technology (Beijing) Co., Ltd. (hereinafter abbreviated as “Aiweiweierâ€). Yuan Jiansong elaborated his views on the safety and innovation of payment terminal products, and introduced the industry solutions and support services that Ai Weili has.
Using Space Quality to Create Safe and Reliable Payment Terminals
Since the launch of POS, its security has been placed in an important position. Without security, POS has no existing value and significance. Due to the influx of third-party payment companies into the POS acquiring market, there has been a lot of safety reduction practices, which have caused various risks such as cut-offs and information leakage in the POS acquiring market. Yuan Jiansong said that Ai Weier's products have passed the financial payment product certifications such as China UnionPay, People's Bank, Visa, MasterCard, and PCI. Ai Weiwei has adopted various measures in the development, application and management of POS, such as verification of signature mechanisms, self-test mechanisms, sensitive service protection mechanisms, prevention of PIN exhaustion mechanisms, anti-attack detection mechanisms, and encryption heads. Financial data is safe and reliable.
Ai Weiweier has obtained the qualifications of "customized commercial password product production fixed-point unit" and "commercial cryptographic product sales license"; it is a member of the National Password Industry Standardization Technical Committee and the initiator and governing unit of Beijing Commercial Password Industry Association; the company's POS , password keyboards, multi-function IC card terminals and other types of products have been approved "commercial cipher product varieties and models" certificate. As a practitioner and promoter of home-made passwords in the field of financial payment applications, Ai Weiweier undertook the main task of POS related work in Hebi Bank's "National IC Application Pilot Project for Financial IC Cards," and compiled the Hebi Bank National Security Office. Financial IC Business System POS Terminal Trading Message Specification.
For the two-dimensional code payment technology currently popular in the payment market, Ai Weiwei adopts a rigorous attitude and responds quickly. From hardware and software to various aspects of application, such as the encryption and transmission of two-dimensional codes, and the authorization of the main scanning and swept operations. And so on, to ensure the secure implementation of QR code payment.
Yuan Jiansong stated that as a member of the Aerospace Information Corporation, Ai Weiwei will use space quality to create safe and reliable financial payment terminal products to safeguard the safety of financial payments.
Convergence Payment: An Innovative Approach to Cardless Trends
With the arrival of the trend of no card, the development of traditional POS machines has been severely challenged. In the early days, cards and POSs appeared in pairs, and the faster cards developed, the faster POSs developed. Due to the emergence of the smart payment era, will POS manufacturers, like the card manufacturers, go down?
In this regard, Yuan Jiansong expressed his own thinking. Whether you use Alipay, WeChat, or Apple Pay or Samsung Pay, for individuals, the payment tool may be changed from a card to a mobile phone, but for a merchant, a processing terminal must be needed for small micro-businesses. It may be that mobile phones are used to deal with them; however, if they want to complete a good payment process, merchants must use special equipment. Therefore, for the merchant, the terminal processing link is indispensable. As people's financial needs become more frequent, the demand for POS devices will increase. In addition, the traditional POS only has a simple function of the POS and also has the need to upgrade to a smart POS. These are great opportunities for POS manufacturers.
For the prospects for the future development of POS machines, Yuan Jiansong proposed an innovative concept of "integrated payment." "In terms of media support, POSs need to be able to accept current magnetic stripe cards, IC cards, NFC non-contact payments, QR code payments, etc.; and in addition to being able to accept bank cards or accounts, they can also support Alipay, WeChat wallets, and others. The three parties pay the company's account. This can be called 'small integration': 'payment integration'. For merchants, this small convergence only solves the payment problem, and merchants need to complete some functions that meet their own business needs, such as For customer management, Invoicing management, co-marketing, business monitoring, and other value-added services such as rewards, points, etc.; can these functions be integrated in one terminal? In addition, POS loans introduced by banks are not payment services. Instead, it focuses on the financial services of POS merchants, which integrates the bank's business and the merchant's business. This can be called 'big convergence': 'convergent payment'. Recently there was a P, O, S on POS. The concept of the meaning represented by the three letters: The previous POS was 'Point of Sale' and it has now been changed to 'Point of Service', ie the service terminal. If POS can be done At this point, POS will exist regardless of the existence of card deposits."
Industry Solutions and Support Services
Aiweierwei's products include various types of financial POS, IC card tools, password keyboards, and personal payment terminals, covering various scenarios and links in financial electronic payments. In addition to providing products for different industries, Ai Weiwei also put forward his own special solution. Yuan Jiansong believes: “Every industry has its own 'pain points' and 'sweet spots' and it is impossible to solve the world with a solution.†For shopping malls, restaurants, logistics, small micro-businesses, etc. The demand for customization has led to the customization of differentiated and innovative solutions to help them stand out in the market competition.
Yuan Jiansong said: “For our customers, especially for banks, third-party payment companies and other acquirers, in addition to selling electronic payment products and providing technical solutions, we need to maintain long-term contact with merchants and provide support services. With the increase, the working pressure of banks or acquirers is increasing. Ai Weiweier provided a dedicated team of 500 people responsible for POS installation, training, testing machines, paper feeding, and hotline telephone maintenance. The idea is to "not only deliver something to your hand, but also help you use it."
It is understood that in the pre-sales phase, Ai Weiwei will provide customers with product consulting and assist customers in designing solutions according to their needs. Aiwei Weier has nearly 100 experienced electronic payment terminal application software development engineers who will provide application development technical support to customers, including providing product application DEMO, application software development kit (SDK), terminal application development simulator, etc. And through the company website to provide software download services to customers. At the same time, Ai Weiwei established a complete after-sales service system in accordance with the ISO9001 international quality certification standards, and has an experienced and highly skilled after-sale technical service team. The company has established a nationwide after-sales service support center and a nationwide customer service and technical support hotline, and has established more than 30 after-sales service stations nationwide, equipped with professional resident service technicians, spare parts, and spare machine warehouses, which can be located near users. Provide technical support and product maintenance services. After-sales service methods include 7×24 free telephone consultation, network remote maintenance, product maintenance service, user training, return visit and inspection.
Aiweierwei's products and services have been highly recognized by the market and have been successfully selected for payment terminal projects such as ICBC, Construction Bank, Agricultural Bank, and other large commercial banks, as well as Aisin Bank Capital Clearing Center. Electronic payment solutions centered on Aiweiwei electronic payment terminals are widely used in finance, telecommunications, social security, traffic police, urban card, logistics and other industries. Relying on the aerospace information company's financial support, industry resources, brand resources and management, Ai Weiwei has been striving for innovation and sincere service, and has now become one of the top ten POS companies in the world.
- The fabric L Shape Sofa features a solid wood and finished with luxurious fabric throughout.Built-in high density sponge,sitting for a long time is not tired, does not collapse, slow rebound.
- Small space configurable sectional;Fashion L-Shaped sectional design to allow for spacious seating.
- L shapesofa features:Generous armrest can be used as a headrest;Thick cushion, soft and comfortable, relieve fatigue;Full and mellow reclining comfort padded backrest and headrest;The metal feet are firm and stable, providing a strong support for the sofa
- The fabric L shape sofa with an extra wide chaise lounge for maximum comfort,a great choice for home furniture. Ultra soft and durable chaise lounge sofa improve home decoration and quality of life.
- 2 seat sofa with chaise longue,sitting and lying down are natural and relaxing; The shipment will be delivered downstairs only,without installation service
Fabric L Shape Sofa,Luxury Living Room Sofa,L Shape Sofa with Ottoman,L Shaped Sofa Chaise
Kaifeng Lanwei Smart Home Co., Ltd , https://www.sofawickles.com