China Merchants Bank Chengdu Branch implements new rules for POS rate reduction

In the first half of this year, the National Development and Reform Commission and the People's Bank of China issued the Notice on Improving the Pricing Mechanism for Bank Card Credit Cards (hereinafter referred to as the Notice). The "Notice" requires that the POS card processing fee will be implemented according to the new standard from September 6. In the future, the card-issuing agency fee charged by the card-issuing agency will be subject to government pricing by dividing the current business category, and the same rate will be applied to the debit card and credit card (including the quasi-credit card, the same below), instead of distinguishing the merchant category. Implement government guidance price, cap management, and differential billing for debit cards and credit cards.

The reporter learned from the Chengdu branch of China Merchants Bank that in order to implement the new regulations, China Merchants Bank publicized the price adjustment to the merchants through telephone, SMS, website and outlet announcements. It is reported that China Merchants Bank will adjust the fee for the UnionPay card credit card from September 6. At the same time, we will also launch special offers such as the debit and credit card processing fees of the Bank. The biggest beneficiaries of this rate adjustment New Deal are merchants with small transaction volume and frequent frequency, such as catering and department stores. The New Deal will significantly reduce the cost of the relevant industry in the POS card credit rate, which is available to consumers. A better credit card consumption experience.

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