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In the third-tier city, he had a half-year relationship with his boyfriend. When he first met, he heard that he said that the unit had a house. He planned to buy a house in the future. He had the following few days ago. His family and he had a down payment of about 150,000 yuan, and the monthly payment was two thousand. The loan is 30 years and the total price is more than 600,000. During this time, I felt very good about getting along. I was rushing to get married. I was joking and asked if he would add my name. He said that he would add it after marriage, and think about it.
I recently learned about the policy, borrowed a house to buy a house, and if I didn’t return the loan, I couldn’t add the name of the other party. The bank would not agree, and only after the loan was completed. I am entangled, although I did not pay the down payment, but if I get married, the two will be nearly 500,000 together, but the real estate does not have my share, the woman will have no sense of security.
Said the next two people, he 27, state-owned enterprise employees, annual income of more than 70,000, provident fund 1100, parents in rural areas, now go out to work, it is not easy to make money to pay him a down payment.
I, 25, urban civil servants, annual income of more than 60,000, provident fund 900, there are brothers in the rural areas, family members have no money to provide funding, no deposits for two years of graduation. The local surrounding price is about 6,000 yuan,
I was thinking that the time was ripe for the future. When the two married, they would buy a house together, and the funds would be repaid together. The pressure in the small city was not great. But now his unit is cheaper, and he plans to buy it for a long time. We haven’t seen our parents yet, and our feelings are good, but the time of communication is not too long, nor is it to the point of marriage. It is justifiable to ask for the name of the other party. But now I am not signing my contract, and I am not helping my money with my own money.
It has also been said that there is no name and half of the house repayment and half of the value added in the future. No money, no marriage, no matter what name.
If this is the case, but if I continue to go down in the future, the house without my name will have to be more than 500,000, and he will borrow money from relatives. He will feel that he is not his own house after all. After that, he will quarrel with each other: get out of mine. The house has no resilience. Every time I think about it, I feel wronged.
In fact, relying on my own conditions, saving food, finding a condition of my own is almost the same, for three years, even if there is no parental support can also be bought locally, now if you get married with him, then nothing. I have to face it sooner or later, what should I do? He tries to say that I will add 50,000. I know that I don’t have the money to say it, and I don’t want to get married because of this house, and I don’t want to get 500,000 houses together after marriage. I still haven't got it.
Some people say that the stage of love is not appropriate, but later to the point of getting married, it is too late to change the name. He said that other people can not buy a house before marriage. I said that we are buying a house at the stage of falling in love. When the couple joins, my provident fund will be repaid, and if the relatives and friends know what to buy in love later, The room is not my share, but I am married in the past, isn’t it worth mentioning behind the scenes?
If I am a normal working girl in the society, I may feel that I have a house to live in. I have nothing to repay, and I don’t think about the name property. However, I came out from the countryside and went to college. Now I am a civil servant in the urban bureau. When I was admitted, my parents still celebrated at home. How could they accept that such a daughter does not have his own house in this life? Post it to others to repay the loan. I think it is aggrieved when I think about it myself.
Master sister TY:
Have you studied the relevant laws and regulations? If your loan is not finished after marriage, or if you have to complete the loan together, then the house will have one of you if you don’t have your name, and you will be able to wait until the loan is over. When the house is booked, it is necessary for both husband and wife to come and sign the room.
Therefore, I advise the landlord not to worry about these things now, but also affect the feelings of both of you. I ask who knows that the girlfriend who has just finished talking for half a year will remember to ask the house to avoid divorce and go out of the house. Who will feel uncomfortable in the heart? The law is there, you don't have to worry, enjoy the love, and maybe you will take care of the children in the future, and sell the house that is now bigger?
In the third-tier cities, wages are more than 5,000, and the provident fund is about 1,000. There are free units for accommodation, and there are subsidies for meals. For three meals a day, a total of 10 yuan. Apart from the extra use, I really want to save myself. I want to buy a small one, even if it is 6000, the down payment. Ten thousand, I can buy it myself for a few years. However, following him, he will live together with various expenses and his loan, and he will certainly not be able to afford it. And the matter of getting married for a lifetime (the example of divorce for various reasons is not mentioned), there is no name, it means there is no real estate, really want to repay for others for half life? ?
What makes me a little bit tangled is that his parents are now working in this city. They are financing the house they buy. They will probably live with the male friend in the future. As a wife, many inconveniences, the concept of the elderly, the way of life. Certainly not the same. I have seen many cases, and the mother-in-law will quarrel. The male friend will definitely not help anyone as a middleman. Then what can I do? I feel that only the little wife is angry. If you yell at me, tell me to leave their home. I only have the right to accept it. So to say it is still a sense of security and security.
Others say that it is just a matter of falling in love, but it doesn't happen yet, but these are all expected. The house can't be named, the marriage can't be added, the loan is paid, and the whole family is taken care of.
Those who say that they are divorced can get their own loan amount, even if it is.
It’s like two people working together to develop a project. After years of investing in feelings, time, money, and heart, I want to finish it together and take it, but the relationship is not equal. The project partner can stop at any time, but you have no decision. After 10 or 20 years, the other party said to you: No, this is the money you invested in these years, and I will give it back to you. And this is some subsidy. I plan to complete this project myself. You can go without it. What was the mood at that time. It’s really anyway, my money is back, there is no deficit. Is this the idea?
There may not be a lot of money invested by myself, but how does time count, how do feelings take money?
Half a year's feelings, if you use your heart, you can cultivate deep feelings.
Small city civil servants have a high social status, and he is a state-owned enterprise employee. There is no legendary high salary. Both of them are undergraduate degrees. The salary of the two is not much different. He is not very good, but I still like him, willing to be with him. Together, when I was with him, I rented a dark and damp room, but I still wanted to live. I felt that there were two people in the place where they were very warm. Later, when I moved to a new place and arranged the room together, I felt very happy.
I remember talking to him before, saying that I had a female colleague and a boyfriend who bought a house, and did not write her name. She broke up and moved to the rental house. The feelings of the two people have also cracked for several years. I told him that I would live in my own house instead of living under someone else's house. I was married or the old mother was the master, not the hostess.
Now suddenly I thought that the female colleague at the beginning was ordinary in all aspects. She did not have a low salary and had no education. She did not want to get married. She asked for a name (maybe a long time), and I was so good. It’s OK, it’s good, and it’s not too much.
The heart is tangled and confused.
On the other hand, I feel that they have been in contact for so many years. Parents who don’t marry are not given names, and we only have six months, let alone.
However, every time I think about it, I have to go all the way. The parents in the countryside know that they will be disappointed. The daughter is not married to the civil servant. Even if she is married to ordinary employees, she has not been cherished.
Many people say that if you don't get married, you have to add a name. If you know so many people, you will know whether you will get married in the future. Isn't it a white glove for the break-up, and take away half of the houses?
What I want to say is that if I really break up, I will not occupy other people's real estate, but I can't take it anymore. The work unit is here, and people can't run. If I come to my unit to make trouble, how can I set a future for this house? Regardless of it, let a girl who is not married but want to occupy someone else’s house to go to the leadership of colleagues? I still want to mix it...
If you understand the truth, you will know that you are very important. The importance of the house is still important for your future. You don't have to think about returning the house to the other party. There is no such thing as a white wolf.
Those who say that they have repaid together, the divorced loan is also half, and it is not lost. It is really different from my thoughts. I love someone to fight together, but I have to trust each other before I can go on. .
If you want to get divorced without getting married, you probably don’t understand what I said. I don’t understand my mind. I can and will pay back the loan together, but it should be our common house, the house with the right to decide, not too Good but live comfortably.
I read everyone's reply comments, it is very straightforward and sharp, but whether it is criticism or support, I like it. I am grateful to everyone, wake me up a little bit, let me see the reality, and slowly figure it out. The authorities are fascinated by the observers. In this way, I feel that I will not insist on asking for a name, but I also have my own plans in my heart. It can't be as simple as before. Before he mentioned this year, he went to his hometown for the New Year. It seems that there is no need to go there for a while. Going to their house, let's take a look, honestly save money, do a good job of planning for the future, women still have their own house.
Sunny_jxl:
Feeling it is that you have taken the house too seriously. You said that the two have a good relationship. So this year, you will let you go to his home for the New Year. How do you become a family and think that you are thinking about the house? ? The heart of a villain is the belly of a gentleman. Are you really afraid to say that you are afraid? After the marriage, although the house can't add your name, but you can also repay the loan together, it is also your house, why is the mouthful of others?
Quarreled, your husband let you roll, you can also ask him to roll, what happened? After marriage, I don’t think that these are meaningful to the end. I just want to say that if you entangle the house again, it will be a breakup sooner or later. Don’t say how good your feelings are. Let’s break up for the house and say that your feelings are good?
Probably also a mentality problem, although it is said that from the countryside, my brother and brother only have read the university. From childhood to big parents are all kinds of support, and the growth is all the way. The university graduates from college and studies, and the civil servants are tested. The national test, the rhythm of the test, must have a little sense of superiority. In the year of graduation, the local administrative unit did not work. In the second year, it was admitted to the city’s public institutions.
I feel that such a difficult national exam can be met. Although it is not successful, I am very happy inside. The successful passing of the civil servants in the city this year is indeed a rhythm of life. The heart is proud. During this period, while working, I took time to take part in the examination and training. The cost was several thousand. Most of them were also funded by parents. The girls in the rural areas were not blind to their parents. This way I supported me all the way. So the thought is to repay, do not let parents disappoint, about the wedding house or something, according to this development, when the parents' heart should be sad, Dad told me to find someone with a promising, family background Better, no matter how much money he has, it is useless. What is promising? In the concept of Dad, the civil servants have a future. The two support each other and slowly climb up. The money does not need much. My mom always told me that people should look far, women should be independent, don't depend on men's life, you have your own business now, don't worry about it.
Chasing the wind:
I really don't understand what a civil servant has to be proud of. If you don't have any background rise, it's basically impossible. The salary of civil servants is not high but stable. Just like my brother, the civil servants in the 4th-line cities are less than 3K. Those who are truly capable and have no political ambitions will not follow the path of civil servants. You are in the rural area of ​​this condition, a brother and a younger brother, the parents’ ability is unknown, and the parents are patriarchal unknown.
Maybe the parents may not be all right, but they have guided me all the way to the present, I don't want to let them down, and I don't want to regret myself. Some of them decide that once they are down, they can't look back. Just like entering the government, not many people have the courage to jump. Going out, and the welfare treatment feels OK, but the salary is a set of grades, and it will not rise. It is a matter of half-life, and it may be sloppy.
When I got off work, I took a look at my mobile phone and watched it. It was very lively. I saw my heart pounding. It seems that I am getting married. The house is really a sensitive topic in modern society. It is also the most unsolvable. No matter what you say, Looking at it with a peaceful attitude, since I dare to send it out, I want to know how the public see it.
I said that I didn't get married and didn't make a down payment. I asked for a name. All kinds of forces, I have a heart, no feelings, three things are not right, I don't know how to say it, I don't want to, I will say it sooner or later, I can also think about everyone. These words, after all, the eyes of the masses are sharp, everyone's words also guide me, the road is at the foot, I know how to think about it.
A lot of people say that they have no money and no ability to be embarrassed. If they are really capable, then they will also pay for their first payment before marriage. There is no contradiction between the two. I said: If I really want to save money and buy a set of money for a few years, I can buy it with a provident fund loan, but then we have two meanings together, why? Because the boyfriend may not want the parents to make so much money, or the family really has no money, the boyfriend asked me to save money together now, after a few years, the house got to be renovated together to buy furniture. I was really happy to hear this before. I feel that this man is really conceiving our future. However, the situation has changed a bit now. If a certain amount of money can be saved in a few years, I would like to buy a house by the lender as suggested by the netizens, or give the boyfriend a decoration to buy furniture? I want to have two people living together, not their own, and what AA is done after marriage.
Some people say that even if my boyfriend left me, I still have to borrow money. I don’t think so. I agree with this, but I still have enough to do it myself.
Some people say that since they want to get married, when they say that the house still divides you, me, him, him, and the money they share, the house is also your house, but deep inside, it is really my house, how do you feel? .
Some people say that you have rural brothers, and the conditions are not so good. They are also awkward. I want to say that everyone has their own way to go. It can be a city road or a country road. How will they be in the future? Planning them to have their own ideas.
Some people may say that true love will not think so much. Do you want to marry him or a house? I think these ideas are a bit one-sided. If you ask a boyfriend to be poor, will you marry? If you don't marry, you are not really love, just look at his money? If a boyfriend has a disability in a car accident, will he marry, or not marrying is not true love? In the newspapers, male and female friends are married in the late stage of cancer, and they are all moved, but there are many pairs of such.
It is said that civil servants are incapable of doing the talents, and those who have the ability will not go to the civil servants who have the death wages. What I want to say is that personal pursuits are different and the geographical environment is different. There is nothing to evaluate. I did not say how high and high civil servants are complacent. It can be a profession or a pursuit of life. If the civil servant has no background and is a small subject, and there is no room for improvement, then, can the people who struggle in the enterprise become a boss after decades? And always take the eyes of big city people to look at our affairs, then you can't see it.
I have said that if you are just an ordinary migrant girl, you won’t think so much. You can live alone. It is not to belittle them, to raise themselves, and to have no distinction between high and low. Maybe the stage is different, the idea will not be different. Just like people who work in the village will not ask for marriage to buy a house in the city. People in small cities will not ask for a few rings in Beijing and Shanghai to buy a house...
Moreover, I did not force my boyfriend to be named, only to mention it. He did not agree with it. It was up to him to decide, and I would not cry and hang on. The problem has a solution, then accept, either change or leave.
The thoughts of falling in love will be affected by the other party. I will be happy when the other party is happy. I am sad when the other party is sad. The other party said that it is repaying the provident fund. After spending a few years to decorate and buy furniture, I feel that he will have him in the whole life in the future. Accompanied.
Contacting the end of the world is because my boyfriend has an app on his mobile phone. I have shown the story of others from time to time, and then I analyze it together. What should I do? I feel that here, I don’t know each other, I can say what I want to say, I don’t have to hide, I don’t have to worry about anything. Even if some people are arrogant, personal attacks, it will be considered.
I just told my boyfriend that the post was onlookers. The power of the netizens was strong and powerful. There were suggestions and suggestions. There were all kinds of derogatory and sinister tongues. I saw that I was so worried. Boyfriend said, look, this time you know me. Ok, how can you make trouble, I have never seen you. Now think about it again, the house seems to be really I think too much.
The boyfriend unit is stationed in the township, and it is hard to go out early and late every day.
The name of 50,000 yuan is added. In fact, it is not that he really can give him a name. It is tentative to talk about it. With my understanding of my boyfriend, if he is not married, he will not add a name.
Now that he has paid the down payment, he has basically no money in his hands, and now he has to start saving the money for the house. Even if he doesn't need me to make the money, then after the renovation, he is empty, and when he saves his own money, he has to buy a small apartment, or use it in a common life.
When I think of it, he is 30 years old and has no money. If I want to conceive and have children, I will run all kinds of hospitals, all kinds of expenses, and confusion.
Sometimes I think about it, I still have confidence in him, even though he is still working in a township, driving for thirty or forty minutes, getting up at 6:50 every day, always so tired, I am a bit worried. I believe that with his ability, he will accumulate slowly and will get better and better in the future.
Seriously read everyone's comments, saying that tens of thousands of pieces are not, so poor, I do not know where the superiority.
I went back and thought about it seriously. Maybe it was related to my work. I have to pay for it. I have to work on tens of thousands of millions of millions of projects. After a long time, I will feel that money is not enough. The ten digits in the computer, 1234567890.
Probably because of this, I have never felt that I have no money, and I have to go down to the dust.
Andywanxin:
The landlord is really ugly. There are 150,000 people, and she is not willing to pay 50,000. . . This is not poor, it is calculated to a certain extent. I also remembered the houses of others and refused to pay the down payment. The charm is not up to the point where people are willing to send your name, and the IQ can't reach the point where they can get each other. No one can help except for his own troubles.
It was dawn, the winter sun shone through the cracks in the curtains, the room was bright, awake from sleep, lying on the phone, listening to the sound of the car on the avenue outside the window, the boyfriend was still asleep, making a burst of time The grunt. Sometimes in the middle of the night, I was awakened by the sound of snoring, and I was troubled by him. Now I don’t feel like a noisy feeling, but I feel very at ease.
In fact, what I want is a peace of mind.
Just watched the Matrix 3 with my boyfriend, the classic film, wonderful, flat, I feel that my boyfriend is still very good to me, usually cooking and washing dishes are him, cooking is me, sometimes it will help me wash clothes, no Big manism, he likes him like this.
Usually two people fight each other, sometimes I am angry, he will always force me to hold me, swearing at me, not angry or not angry, a big man like this to me, I feel warm in my heart, too I forgot why I was angry.
If there is no house, I feel that the development of our feelings will be smooth and smooth, there is no big obstacle, and the rest are only time issues.
Tangled, the case of colleagues around me also affected me. The last time my colleague said that my boyfriend bought a house without adding her name was a thing of last year. They had a relationship during college, and they lived together and lived together. Last year, the man’s family urged the end of last year. The license is issued at the beginning of this year. But because of the house, they have two kinds of cracks, and they have not married yet. I think about it, the relationship that they developed in the university should be the purest, true feelings, not material, but it is still not the name of the house.
My boyfriend saw my post. He said: "Oh, what kind of good-looking thing is the two extremes. Just fight and agree, be beaten, and see you still have a good look." Yes, I don't know how, I see everyone replying to me, good, not good, I feel that my heart is bottom.
(Editor: Zhang Yang HN080)
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